Archive for the 'Best CD Rates' Category

1st Source Bank Long Term CD Rates

1st Source Bank has some competitive long-term CD rates. These yields include a 4.45% APY for a 2-year term, a 4.80% APY for terms of 3, 4 and 5 years, and a 5.00% APY for a 6-year term. The 2-year term has a $5,000 minimum deposit. All the other terms have a $500 minimum. These […]

Discover Bank Raises Top CD Rates

Discover Bank did another increase to some of its CD rates. The long-term rates are near the top as compared to other online banks. AAA members who live in certain areas can receive 5.28% APY on a 5 year term which is 5 basis points higher than Discover’s standard 5-year yield.
Discover’s standard rates are listed […]

E-LOAN & Banco Popular CD Rates

E-LOAN increased the rates on most of its CD terms. The largest increase was on its 60-month term. That rate increased from 4.30% to 4.60% APY.
Here are some of the details on ELOAN CDs:

Individual, Joint and Living Trust Accounts can be opened.
Beneficiary can be added in the application
$10,000 minimum deposit
No early withdrawal permitted during the […]

Best Current Long Term CD Rates - GMAC Bank

GMAC Bank has some great deals on several of their CDs, with yields of over 4.00% APY. 12 month, 2 year and 3 year CDs have rates of 4.10% APY, and 4 and 5 year CDs have 4.35% APY.
Minimum deposit on GMAC Bank CDs is $500. Deposit term will begin upon receipt of initial deposit. […]

Wells Fargo Certificate of Deposits

With the recent Fed rate cuts, Wells Fargo has lowered their rates on their online CD special to 3.50% APY. Minimum balance on this certificate is $5,000, and the term to maturity is 5 months.
Aside from this special, Wells Fargo CD rates are a bit low, ranging from 1.50% to 3.00% APY.
At maturity, CD will […]

Wachovia Bank CD Rates

Wachovia Bank has some pretty high rates on their special promotional CD, with a 5.05% APY yield and 5 month term. Minimum deposit for this certificate is $5,000.
This CD is only available online. Other online CDs have terms ranging from 3 to 24 months, and yields from 3.16% to 4.25%. Visit Wachovia’s rate table […]

Indymac Bank CD Rate Special

Indymac Bank is currently running a special internet promotion with a 5.45% APY rate on a 4 month CD. Minimum required to open this certificate of deposit is $5,000. This rate is only available online. This promotional rate applies only to the initial CD term. Interest is compounded daily and paid or reinvested into the […]

Wells Fargo CD Rates Table

Here’s Wells Fargo’s CD Rate table:

Term
$0 - $4,999.99
$5,000 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 +

3-5
2.00%
2.00%
2.70%
2.75%
3.25%

6-11
2.50%
2.50%
3.00%
3.25%
3.45%

12-23
3.05%
3.05%
3.45%
3.55%
3.90%

24-35
3.40%
3.40%
3.75%
3.85%
4.00%

36-47
3.45%
3.45%
3.80%
3.95%
4.05%

48-59
3.50%
3.50%
3.85%
4.00%
4.10%

60-71
3.60%
3.60%
4.00%
4.10%
4.20%

72-144
3.60%
3.60%
4.00%
4.10%
4.20%

These certificate of deposit rates aren’t the best, but if you already bank with Wells Fargo it might be worth it to park your money there in a short term CD.

Bank of America CD Rates

In an effort to compete with various online banks, Bank of America is currently offering a short 4 month certificate of deposit with a 5.10% APY rate. Bank of America also offers a CD with a 4.85% APY. Minimum balance on both these CDs is $5,000.
While these aren’t necessarily the highest CD rates available on […]

New Jersey (NJ) CD Rates - McGraw FCU

McGraw-Hill Employees FCU is offering a 6.00% APY 7-month share certificate. The minimum deposit is $1,000. Deposits greater than $20K must be new money. The special is scheduled to last through 8/31/07.
Field of membership is fairly limited. It’s based on Select Employee Groups and family members. See their how-to-join page for more details. Membership requires […]