Archive for the 'Best CD Rates' Category

American Express CD & Savings

American Express is known for charge cards and credit cards. But the bank has two products that can help you build up your savings. The bank’s high-yield savings account currently has a 1.85% annual percentage rate (APY) and its 24-month CD rate is 2.35% APY. Other CD terms are also available.
You don’t need to have an American [...]

OneWest Bank

OneWest Bank has competitive CD rates that include 2.4% annual percentage yield (APY) for two years and 3.4% APY for five years if you open an account online. Other online CD rates at the bank include:

1.3%  APY for three months
1.8% APY for nine months
2.1% APY for one year
2.8% APY for three years
2.9% APY for four [...]

GiantBank.com CD Rates

Giantbank, the online division of Fort Lauderdale, Fla.-based Landmark Bank, has a 12-month certificate of deposit with a 2.01% annual percentage yield (APY).  If you’re looking for a longer or shorter term, take a look at the follow CD rates:

91 days –  0.75% APY
182 days – 1.56% APY
9 months – 1.61% APY
24 months – 2.11% APY
36 months – [...]

Tristate Capital Direct CDs & Savings

TriState Capital Direct is offering several competitive CD rates available nationwide. Here are their certificate of deposit rates:

2.10% APY CD for 12 month term
2.60% APY CD for 24 month term
3.00% APY CD for 36 month term

Some of the fine print details of their CDs include:

Online application is available
Free wire transfers
ACH transfers accepted
Rates received will be [...]

Nexity Bank CD Rates

1st Source Bank Long Term CD Rates

1st Source Bank has some competitive long-term CD rates. These yields include a 4.45% APY for a 2-year term, a 4.80% APY for terms of 3, 4 and 5 years, and a 5.00% APY for a 6-year term. The 2-year term has a $5,000 minimum deposit. All the other terms have a $500 minimum. These [...]

Discover Bank Raises Top CD Rates

Discover Bank did another increase to some of its CD rates. The long-term rates are near the top as compared to other online banks. AAA members who live in certain areas can receive 5.28% APY on a 5 year term which is 5 basis points higher than Discover’s standard 5-year yield.
Discover’s standard rates are listed [...]

E-LOAN & Banco Popular CD Rates

E-LOAN increased the rates on most of its CD terms. The largest increase was on its 60-month term. That rate increased from 4.30% to 4.60% APY.
Here are some of the details on ELOAN CDs:

Individual, Joint and Living Trust Accounts can be opened.
Beneficiary can be added in the application
$10,000 minimum deposit
No early withdrawal permitted during the [...]

Best Current Long Term CD Rates – GMAC Bank

GMAC Bank has some great deals on several of their CDs, with yields of over 4.00% APY. 12 month, 2 year and 3 year CDs have rates of 4.10% APY, and 4 and 5 year CDs have 4.35% APY.
Minimum deposit on GMAC Bank CDs is $500. Deposit term will begin upon receipt of initial deposit. [...]

Wells Fargo Certificate of Deposits

With the recent Fed rate cuts, Wells Fargo has lowered their rates on their online CD special to 3.50% APY. Minimum balance on this certificate is $5,000, and the term to maturity is 5 months.
Aside from this special, Wells Fargo CD rates are a bit low, ranging from 1.50% to 3.00% APY.
At maturity, CD will [...]