If you live in Oklahoma, the First National Bank of Pawnee has competitive CD rates. The bank does not accept out of state deposits to open a certificate of deposit. CD rates available as of July 27, include:

• 0.5 percent annual percentage yield (APY) for 91-day single maturity
• 1 percent APY for 182-day
• 1.21 percent APY for 1 year
• 1.31 percent APY for 18 months
• 1.51 percent APY for 2 years
• 2.02 percent APY for 3 years
• 2.17 percent APY for 4 years

All of the CD rates are for single maturity and auto-renewable CDs, except for the 91 day CD. The 91- and 182-day CDs require a minimum opening deposit of $2,500. For other certificates of deposit the minimum opening deposit is $1,000. You can elect to have interest paid by check, checking deposit, savings deposit or added onto the CD.

Early withdrawal penalties include 3 months interest for 1-year CDs and 6 month’s interest fo 2, 3, and 4-year CDs. The penalty early withdrawal of a 91-day certificate of deposit is 91 days interest and 3 month’s interest for a 182-day CD. Deposits at First National Bank of Pawnee are insured by the Federal Deposit Insurance Corp.

Related posts:

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2. OneWest Bank