Archive for the 'Best CD Rates' Category

Wells Fargo Certificate of Deposits

With the recent Fed rate cuts, Wells Fargo has lowered their rates on their online CD special to 3.50% APY. Minimum balance on this certificate is $5,000, and the term to maturity is 5 months. Aside from this special, Wells Fargo CD rates are a bit low, ranging from 1.50% to 3.00% APY. At maturity, [...]

Wachovia Bank CD Rates

Wachovia Bank has some pretty high rates on their special promotional CD, with a 5.05% APY yield and 5 month term. Minimum deposit for this certificate is $5,000. This CD is only available online. Other online CDs have terms ranging from 3 to 24 months, and yields from 3.16% to 4.25%. Visit Wachovia’s rate table [...]

Indymac Bank CD Rate Special

Indymac Bank is currently running a special internet promotion with a 5.45% APY rate on a 4 month CD. Minimum required to open this certificate of deposit is $5,000. This rate is only available online. This promotional rate applies only to the initial CD term. Interest is compounded daily and paid or reinvested into the [...]

Wells Fargo CD Rates Table

Here’s Wells Fargo’s CD Rate table: Term $0 – $4,999.99 $5,000 – $9,999.99 $10,000 – $49,999.99 $50,000 – $99,999.99 $100,000 + 3-5 2.00% 2.00% 2.70% 2.75% 3.25% 6-11 2.50% 2.50% 3.00% 3.25% 3.45% 12-23 3.05% 3.05% 3.45% 3.55% 3.90% 24-35 3.40% 3.40% 3.75% 3.85% 4.00% 36-47 3.45% 3.45% 3.80% 3.95% 4.05% 48-59 3.50% 3.50% 3.85% [...]

Bank of America CD Rates

In an effort to compete with various online banks, Bank of America is currently offering a short 4 month certificate of deposit with a 5.10% APY rate. Bank of America also offers a CD with a 4.85% APY. Minimum balance on both these CDs is $5,000. While these aren’t necessarily the highest CD rates available [...]

New Jersey (NJ) CD Rates – McGraw FCU

McGraw-Hill Employees FCU is offering a 6.00% APY 7-month share certificate. The minimum deposit is $1,000. Deposits greater than $20K must be new money. The special is scheduled to last through 8/31/07. Field of membership is fairly limited. It’s based on Select Employee Groups and family members. See their how-to-join page for more details. Membership [...]

AmTrust Direct Highest CD Rates

Ohio Savings Bank, the parent of AmTrust Bank, recently launched a new internet division called AmTrustDirect which offers online CDs. All the certificates of deposit have a minimum of $1000. The current 6-month, 9-month and 12-month APYs are 5.00%, 5.10% and 5.20%. Here are some of the CD’s details: Online application allows for funding by [...]