Archive for the 'Best CD Rates' Category

Discover Bank Raises Top CD Rates

Discover Bank did another increase to some of its CD rates. The long-term rates are near the top as compared to other online banks. AAA members who live in certain areas can receive 5.28% APY on a 5 year term which is 5 basis points higher than Discover’s standard 5-year yield. Discover’s standard rates are [...]

E-LOAN & Banco Popular CD Rates

E-LOAN increased the rates on most of its CD terms. The largest increase was on its 60-month term. That rate increased from 4.30% to 4.60% APY. Here are some of the details on ELOAN CDs: Individual, Joint and Living Trust Accounts can be opened. Beneficiary can be added in the application $10,000 minimum deposit No [...]

Best Current Long Term CD Rates – GMAC Bank

GMAC Bank has some great deals on several of their CDs, with yields of over 4.00% APY. 12 month, 2 year and 3 year CDs have rates of 4.10% APY, and 4 and 5 year CDs have 4.35% APY. Minimum deposit on GMAC Bank CDs is $500. Deposit term will begin upon receipt of initial [...]

Wells Fargo Certificate of Deposits

With the recent Fed rate cuts, Wells Fargo has lowered their rates on their online CD special to 3.50% APY. Minimum balance on this certificate is $5,000, and the term to maturity is 5 months. Aside from this special, Wells Fargo CD rates are a bit low, ranging from 1.50% to 3.00% APY. At maturity, [...]

Wachovia Bank CD Rates

Wachovia Bank has some pretty high rates on their special promotional CD, with a 5.05% APY yield and 5 month term. Minimum deposit for this certificate is $5,000. This CD is only available online. Other online CDs have terms ranging from 3 to 24 months, and yields from 3.16% to 4.25%. Visit Wachovia’s rate table [...]

Indymac Bank CD Rate Special

Indymac Bank is currently running a special internet promotion with a 5.45% APY rate on a 4 month CD. Minimum required to open this certificate of deposit is $5,000. This rate is only available online. This promotional rate applies only to the initial CD term. Interest is compounded daily and paid or reinvested into the [...]

Wells Fargo CD Rates Table

Here’s Wells Fargo’s CD Rate table: Term $0 – $4,999.99 $5,000 – $9,999.99 $10,000 – $49,999.99 $50,000 – $99,999.99 $100,000 + 3-5 2.00% 2.00% 2.70% 2.75% 3.25% 6-11 2.50% 2.50% 3.00% 3.25% 3.45% 12-23 3.05% 3.05% 3.45% 3.55% 3.90% 24-35 3.40% 3.40% 3.75% 3.85% 4.00% 36-47 3.45% 3.45% 3.80% 3.95% 4.05% 48-59 3.50% 3.50% 3.85% [...]

Bank of America CD Rates

In an effort to compete with various online banks, Bank of America is currently offering a short 4 month certificate of deposit with a 5.10% APY rate. Bank of America also offers a CD with a 4.85% APY. Minimum balance on both these CDs is $5,000. While these aren’t necessarily the highest CD rates available [...]

New Jersey (NJ) CD Rates – McGraw FCU

McGraw-Hill Employees FCU is offering a 6.00% APY 7-month share certificate. The minimum deposit is $1,000. Deposits greater than $20K must be new money. The special is scheduled to last through 8/31/07. Field of membership is fairly limited. It’s based on Select Employee Groups and family members. See their how-to-join page for more details. Membership [...]

AmTrust Direct Highest CD Rates

Ohio Savings Bank, the parent of AmTrust Bank, recently launched a new internet division called AmTrustDirect which offers online CDs. All the certificates of deposit have a minimum of $1000. The current 6-month, 9-month and 12-month APYs are 5.00%, 5.10% and 5.20%. Here are some of the CD’s details: Online application allows for funding by [...]